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There's nothing really wrong with what she said and I'm not rich.

I came from very poor background... i.e homeless a couple times. I worked my ass off as did my wife. We both now have Master level educations and a family income of six figures USD.

During college I did not go out and party each night/weekend, I did not join a dumb ass frat house.. don't need to pay to have friends... instead I worked 40hrs a week at retail and busted my ass in a computer lab.

Worked hard early to play more later. :)