curtisghall said:
xwan said:
It is NOT a right not have insurance. If you have no insurance you come to the ER we still have to treat you and pay ur bills. If we are allowed to be unethical what we should do is, if you come to the ER and you have no insurance you just get turned away. It is YOUR CHOICE for not getting insurance, u can just die in front of the hospital then. Does this make sense? Why should rest of the population pay for those who CHOOSES not to get coverage?
And no, the starting salary for PCP in the US is not 125k, i get pay 200k as an internal medicine hospitalist in a subsurban area in California. Family medicine probably 150k or so. 125 maybe AFTER all the tax is about right though.
The amount of schooling we go through; it does not make sense to pay doctors less because sooner or later u will have no doctors then price will again have to go up. We come out of med school with 200+ k of debt. This being compounded during residency.
Do people realize how much training you have to go through to be qualified?
College standard (usually science major) 4 yrs (Loans)
Medical School 4 years (Loans and living expenses)
Residency 3-7 years depending on specialities (80 hour work week on 50k stipend, with monthly repaymdent about 2000, so I was negative salary for a few months if ur car breaks or u need to fix some things to shell out the bill).
We lose about 10 years of productivity and rack up 200k of debt for being a doctor, it is NOT all glamor. it is hard work.
|
this problem with healthcare is that there are people who can't afford it and healthcare doesn't cover enough coverage, if you decide not to have healthcare then you would have a debt to pay when going to the er, i went to the er without insurance, but i had to do is make monthly payments to the hospital. which was cheaper than even having insurance, why not have the healthcare give us at least some real coverage if they are going to force it down out throats, and the doctors are scamming out the insurance with outrages charges making it hard for insurances companies, with obamacare employers are force to charge even more for health benefits without giving out more coverage, leaving people stuck in medical debt,
There is obviously a problem with the healthcare system but obamacare is not the answer and it's unconstitutional, call me crazy but i don't want to waste my money on health insurance if it's not going to prevent me from oweing medical bills, kinda defeats the purpose
|
If everyone has insurance, ur premium will be lowered, because you have healthier population paying for a smaller protion that maybe sick.
Ya sure, ur 'quick visit' to the ER can be paid monthly, what if you get into a car accident and needs to spend a month in the ICU, how are you going to pay for that? ICU stay being like 4 thousand USD PER DAY. Not including doctor's fee, CT scans, MRIs, anxillary staffs?
