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i'd say this, start saving now. once you have enough money to make the purchase you'll have a much better idea of what to buy. by Q3 of next year either the ps4 will be announced or you'll know it isn't coming for at least another year.

also, if saving money for a ps3 takes you that long i'm going to assume you are going to also be money conscience when it comes to playing games. as such, ps3 will have tons of budget games while the ps4 is likely to both be much more expensive than the ps3 as will the games.