I don't own a WIi or a current DS and I read up on the whole thing thinking it worked like Trophies and that I could help, but I understand your problem now. The best I can do is bump your thread a little, someone else might notice it in Hot Topics or something.
I'd also recommend that you make better life decisions. The only person I lent money to was my cousin and even then I didn't make it easy on him and I made sure I got all my money back ($3000) within a month. Anyway, hopefully someone notices.
BUMP
Bet with Conegamer and AussieGecko that the PS3 will have more exclusives in 2011 than the Wii or 360... or something.