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It would become much too expensive in my opinion. Most game don't have nearly enough conetent to warrant a monthly fee to be allowed to play online and, like you mentioned, paying for several games would be sour money part with (not to mention money that a lot of people don't have, especially teens or students). If a game is gonna cost me 100$ (yes, that's what new games go for aorund here...) and I have to pay a fee as well to play online, then no thanks.