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Lingyis said:

... it becomes quite likely i'll be selling all of my NTDOY (along with everything else that i'm in the black) before end of the year, because of tax considerations. stocks i'm in the red i'll sell next year, also because of tax considerations. (as a phd student, my income this year is very small ...

You can only write off $3K a year of stock market losses against ordinary income. Congrats on the plum job.



The urge to play is a terrible thing to waste.