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I never think that much about it. If I'm in a relationship, I start to concern myself much more with my own safety, because I don't want to abandon my significant other by dying.

But mostly, this is what I see as my greatest fear: You know in horror movies, there is a flash of light (lightning or whatever), and just in that brief moment of light, you see someone scary looking, and when it's dark, they're gone.
If that ever happened to me, I would piss my pants on the spot. Just, seriously see it happen to you, and tell me you wouldn't be scared shitless