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The only one I have an issue with is point 4. The problem with Microsoft charging is that they're charging to play online when I've been playing games online since 1996 for free and I can get on Steam and PSN and play nearly the same games online for free. If I've been playing online for free for the past 14 yrs, and I can get a similar service for free (and I actually prefer Steam over Live), then I don't see why MS can get away with charging. If everyone could play with Silver membership then that'd be different.