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I don't think it's desperation at all. It is to get people using the card and to "forget" they have a balance. Interest can add up fast.... It's also through a third party -- citi I think and I'm sure citi is eating some or all of that cost...



I hate trolls.

Systems I currently own:  360, PS3, Wii, DS Lite (2)
Systems I've owned: PS2, PS1, Dreamcast, Saturn, 3DO, Genesis, Gamecube, N64, SNES, NES, GBA, GB, C64, Amiga, Atari 2600 and 5200, Sega Game Gear, Vectrex, Intellivision, Pong.  Yes, Pong.