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Gran Turismo 5 might not be out by early 2010 looks more and more like a March 2010 release or later (Gamestop has a release date of 5/3/2010 currently). I would go for both games since Forza 3 will be out when you get your income tax money and by the time GT5 is released you should have enough money saved up to buy it also. Unless Forza 3 turns out bad then I would skip it and wait for GT5.