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How is this credit fraud? I didn't steal nor try to steal anything, for all I know I payed for it.

If anything happens I just say "I didn't know that it haden't gone through"

Besides they got my signature of purchase, legally I can walk away and never have to pay a cent even if they proved it never went through, I signed an official document of purchase.

Some of you people know nothing saying this is fraud, please define what you mean other then just stating crap like that.