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Yeah, it is probably worth just getting a 3 month trial and giving it a go

Personally, I decided to get a 3-month card so that I can give Gears 2 and Fable 2 a go online, and I don't really see what all the fuss is about. Being able to send messages from my computer is a big bonus as I message my friend all the time and being able to download demos earlier is also really useful. If you have a PS3, and your friends aren't focused on XBL, I don't think it is really worth getting it permanently