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what are the differences between the 3 pre buying options? and the differnce between telling the clerk by phone or by person?

i think all the 3 pre buying options are the same but..... when one requires you to put down $5. do you get the $5 back?

and what is the process when you get to the store to pick the game up.

By Phone By Person
Pre Ordering
Pre Purchasing
Reserving