ya know some of us have perfect credit. I only use my credit card to get the rewards and then immediately pay it off.
And I do have a loan, but its really quite affordable.
[2:08:58 am] Moongoddess256: being asian makes you naturally good at ddr
[2:09:22 am] gnizmo: its a weird genetic thing
[2:09:30 am] gnizmo: goes back to hunting giant crabs in feudal Japan