kitler53 on 06 October 2008
i don't know a whole lot about the economy so i'll just tell you what i know...
-my credit history is short (~2years) but perfect in that time period.
-i couldn't get a car loan. i ended up just buying my entire car outright because no one would give me a loan (and yes i did have the $18k in the bank to buy it outright).
-i've asked for a raise in my credit limit on my credit card and got refused. my current credit limit is at 26% of my monthly take-home income (i.e. after taxes and 401k).
for the financial situation i am in (steadily employed with a good wage and plenty of savings) i really should be able to secure some better credit than i can. ...but i can't.
