RE5 will definitly be over M just by looking at the trailer (has it been rated?), I don't think FF will ever be a M as the genre doesn't has never been about blood and guts.
I don't check the rating of a game I am purchasing, I just tend to purchase more violent games and as a result find my library is kinda full of M rated stuffs. My last few Ps3 games have been: Ninja Gaiden Sigma, DMC4, MGS4, Siren, SC4, Assassin's Creed and Uncharted. Only 2 of these games are T, everything else is M or over.
Similarly, my PC purchase have been CoD4, Crysis, CC3 and Bioshock, all but one is M... its not intentionally, but its definitely about taste.








