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Mummelmann said:

With housing prices on the steep rise and unemployment, especially among the youth and first time buyers, being really high without much sign of improvement, it might be a bad idea to stimulate more and bigger loans right now.

Swedish economical policies right now are not sustainable or very smart, the same goes for Norway (productivity way down, they elevate the influx levels from the oil fund to counteract the diminished margins and total and make up ridiculous posts and positions within the public sector to keep unemployment down). Scandinavia as a whole is doing better than most of the world; but it's kind of like saying that you're taller than a dwarf, it doesn't really mean that you're tall.
Scandinavia needs a more future-proof economic model, and fast, Sweden amasses debts and maintains its high unemployment rates, while Norway neglects infrastructure and puts municipalities in mountains of debt to the state and enforces regional cuts and saving.
All moves we're making are simply postponing a crisis; not counteracting it.

There's a lot to be proud of for Scandinavians, but proper economic foresight and future thoughts towards stability are not among them.

Well, unemployment has been on a steady decrease for some time now, especially among youth. Also, GDP growth was steady last year and debt as part of GDP is not big at all. So I wouldn´t be very worried at the moment.