poklane said:
Physical
+ It's cheaper (physical is at most €60 vs. digital is €60/€70 depending on the publisher on PSN) + You can return/trade-in/re-sell the game + You can loan the game to a friend + Collector's Editions + Installing a game is way quicker on PS4 (physical takes a few minutes at most, downloading a game will take hours)
Only games I buy digital are when they're on sale, such as the PS+ Driveclub discount which got me the entire game for €22.49
By the way OP, both PS4 and XB1 fully install physical games to the HDD so that point can be thrown away
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On a side note, I'd like to point out that "installing a game takes minutes" on PS4 myth.
Yes, you can play a game from the beginning in minutes, if not seconds BUT when I got my Pro and tried a few games, the harsh reality hit me. I tried to load saves from further in the game only to see that it would take an hour or more for the content to install.
Same with downloads. You can download enough to begin rather quickly but if you're trying to continue a save, it could take hours for the content to download.