It is needed since today that magical little paper that's called a diploma gets you into riches and dreams.

Today you need a certificate for almost anything. Wouldn't surprise me if there was a Mc.Donalds employee professional certification in some near future. /sarcasm

Some people get lucky without it... I just think you have a more assured future and peace of mind when you have one.

Depends on how you look at it.

Is it ''this is the four years I'm putting in so I can one day have a stable job and a mundande life"?
Or
"four years to learn and do everything I can, and experience all kinds of new things:?

You still have a couple of months, right? Well, that's plenty of time to get a job...Have you done any sports or anything extra-curricular?

Well some people really gets good jobs ($_$) without college, but the world is changing and now they ask that piece of paper for almost anything... so, if you can find a nice job without college great, if not... well college is the way to go...