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jeez dude, just play wow and forget the 360. Banjo isn't worth that kind of investment. Instead invest your money in something that is worthwhile like nintendo or sony stock, either way it will only earn you more money, and give you experience in the market.
Or you could do a sleep study and make 5000 dollars and then buy whatever you want. like a gallon of gas, or some solar panels.
WoW is a great game, and if mowing lawns is enough to get you throuhg a summer (you must be a dependant i'm guessing), then mow your lawns, play Wow as a new character or continue, and invest into a portfolio.