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At least there's one thing Microsoft has done right:

Microsoft's approach to age verification in Australia is further proof that Valve is taking the everloving piss
https://www.pcgamer.com/gaming-industry/microsofts-approach-to-age-verification-in-australia-is-further-proof-that-valve-is-taking-the-everloving-piss/
Many are justifiably annoyed about Steam's new age verification requirements in Australia. Whereas most platforms and shopfronts offer several ways to verify one's age, Valve offers only one, and it's amusingly ill-suited to the Australian market. To prove that you're over 18 years old and thus, legally allowed to purchase games like Metal Gear Solid 4, Doom Eternal or Rimworld, you need to provide details for an active credit card.

The problem? Very few Australians use credit cards.

Even if you opened your Steam account as far back as 2003 and own a handful of R18+ games already, Steam will still require that credit card.

I don't want to big up Microsoft for doing slightly more than the bare minimum, but an email I received overnight does at least cast renewed light on how terrible Valve's approach is. An email from Microsoft regarding my "Microsoft Age Verification Status" had this to say:

"Due to your longstanding account activity, we’ve estimated your profile to be an adult account and updated its age verification status to “Verified.” At this time, you are no longer required to complete further age verification for uninterrupted access to features across certain Microsoft products, including Microsoft and Xbox storefronts."