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Peer pressure is also to blame.

My oldest is pretty resistant to this mtx crap, however my youngest plays on Roblox with his friends and it's regularly begging to buy points with his own money. Problem is you can also buy legitimate games in Roblox next to spending the virtual money on crap. And of course fixed point amount top ups with bonuses, the way 360 started with virtual money.

First virtual money needs to be outlawed, no more hiding behind nonsense conversions and bonus points. Next separate game purchases from MTX, parental toggles needed to block out MTX.