100% digital.
I used to be 100% physical and very anti-digital when I lived in England since digital games were about 50% more expensive than physical. WTF was up with that? You're paying more for a product that's significantly cheaper to produce and sell to you and can't be resold/traded in.
Now I live in Japan though and the physical/digital prices are the same so I just buy digital since it's easier. To be perfectly honest I'm not even sure where the place to put physical games is on my Switch. I'm sure I could figure it out, but I don't own any physical games so there's no need to know where it is.