| OdinHades said: plus around 1.000 € each month for my health insurance. |
Wow, I didn't realize German premiums went that high.
Even here in the U.S, 1.000 euros ($1,070) per month is very steep for what I am assuming is individual coverage. That is pretty much the monthly per capita spending on healthcare (including all costs) with no subsidies in the U.S (which is double what it is in the rest of the developed world), but most people get some form of subsidies (employer, medicare, medicaid, or ACA.) The average family coverage is about $1,100 per month to put things in perspective.
My roommate is self-employed and he pays about $250 /month (after subsidies, government pays $400 /month) for a $1,500 deductible plan with a yearly out-of-pocket maximum of $5,000.
I get fully employer-subsidized premiums currently, but in my previous job I paid about $180 /month (employer paid $360 /month) for a $750 deductible plan with a $2000 out-of-pocket maximum. Before that I was on Medicaid my whole life, and that only had trivial $1-$5 per service copays. No other cost-sharing.
I generally look at the German model as a model the U.S could very easily transition to for universal healthcare, but I am now wondering if single-payer/medicare-for-all makes more sense anyway despite the political obstacles and difficulty of transitioning.
