I'll start off by saying that I think most games are overrated and that critics lack the balls to properly critique most games and over score almost everything to the point that anything below and 80 is a disaster. Also too many people are easily swayed by impressive visuals.
Red dead 2, like most rockstar games is overrated. The game is incredibly impressive on a technical level but in terms of game design is a complete mess. Nakeyjakey has a great video that goes into detail about this game.
Last of us part 2 manages to be both over and under rated. The game is neither a masterpiece nor the worst thing ever, it's just ok. It does a lot of things wrong and it does a lot of things right and ends up just being ok. Again nakeyjakey has a good video on this.
Horizon zero dawn. I just hated this game. It's graphics while impressive on a technical level just aren't that pleasant to look at most of the time, the game suffers from bayformers syndrome where it's about putting as much stuff on screen at any moment rather than making something visually appealing. I hat the story, the characters, the combat and the world feels static and lifeless. Probably the biggest disappointment of this gen for me.
Might as well just lump like 80% of AAA releases in here as well most are bland and feel like they are made on a production line to be consumed and discarded as quickly as possible then being replaced by the next product and the cycle continues.







