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Since 540P upscales almost perfectly to 1080P native (and arguably offer even better IQ) with DLSS. Then you factor in 720P > 1440P and 1080P > 4K you may be right. For cross generation of games RTX 2060 will be enough though for at least a few years at 1440P and probably beyond if you are willing to tweak to medium settings.

RTX 2060 Super is certainly the sweet spot in terms of bang for buck for performance when factoring DLSS and RT in terms of value arm. I do think a RTX 3060 will be the go-to and certainly enough for most people next gen. Definitely not worth buying a Volta or Navi card this late in the generation. at least until they come out and you find a really good deal on Ebay on people trying to flog their cards for upgrades.