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sales2099 said:
My religious beliefs aside, I have nothing to loose by believing in a higher being.

That's a bold proclamation that isn't true for most believers.

For instance, does your belief influence other aspects of your life? Church attendance, social circles, confirmation bias, metaethical considerations, etc.

It's very dangerous to believe in things for which there is no evidence, especially when such beliefs are capable of influencing our actions. Even today, people are killed for being gay, atheist, being immodest, or even something as banal as drawing a cartoon of a religious character due to convictions.

But my beliefs don't lead to that

Sure they do. Perhaps not in the extreme examples, but certainly things come into play like abortion, gay marriage, prayer in school, creationism, etc.

Now if you're specifically addressing deism and no other baggage with it, I agree it's benign. Same as a belief in leprechauns.