Cerebralbore101 said:
JWeinCom said:
Microsoft tried to do the financing thing when the 360 with Kinect came out. I worked at Best Buy and I think we sold like... 3 of them. TBH if anyone really was interested in that when we mentioned it, we'd push the Best Buy credit card instead. Which to be fair wound up being cheaper for the customer anyway. Might be more attractive with game pass, but it still winds up being 100 dollars more in the end, while most store cards would give you interest free financing for 1.5-2 years anyway.
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Ha!
Yeah, when I bought my original PS4 in 2015 they set me up with the credit card, and no interest for a year and a half. Then they threw in Fallout 4 for free, 10% back on my first purchase, and the PS4 came with Uncharted Collection which I sold for $30. And if you spent a certain amount you got another game for free. So I think I wound up paying $150 for my original PS4, when all freebies were factored in. I've been a Best Buy Gamer's Club Unlocked Member since then. My poor membership is expiring for good in about two weeks. Oh well. I enjoyed the hell out of getting brand new games for $35-$45 for four years. Good times. :D
But anyway yeah. The whole no upfront costs argument goes away when you factor in interest free credit cards.
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I mean, some people have bad credit or don't want to sign up for a credit card because it hurts their credit score. But other than that, it's hard to see the benefit. Maybe those people shouldn't be financing things anyway, but that's their life. Rent-a-center made a whole business out of this kind of thing, so I guess there's a market for it, at least with bigger tick items.
