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Will you get more enjoyment out of having the PS3 now for an extra 100$ for x amount of time before a next price cut or out of going for x amount of time until the next pricecut with only the Wii, but having and extra 100$? Both are viable options, but I would go with the purchase now, seeing as you can currently afford it.

As long as you commit to playing it and to using it's media capabilities, then you will be entertained for more than 100$ until the next pricecut.

EDIT: Regarding SKUs, you will not miss the missing 2 USB ports on the 40GB if you haven't experienced a 4UBS port PS3. Though you probably will want to upgrade the HDD for less then 70$ in about a years time.