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JEMC said:

Because... I bet you've guessed it... I don't make tranfers online. When I have to do one, I go to my bank office and order them to make it. Alternatively, sometimes I also use cash, going to an office of one of the store's banks and depositing the sum in their account.

That's why I want wallet cards from GOG.

Then what do you believe to be more worthwhile in the presence of GoG without those "wallet cards" ? 

GoG's EULA allowing you to stake personal ownership of your content or having wallet cards for easier transactions but no ownership of the said content ?