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Cloudman said:
The_Yoda said:

On the PS4 my credit card is linked to my PS+ account, all one of the kids would have to do is hop on my account.  Same with Vudu and Prime Video.

 

Edit: as for the OP I don't think it is a half bad idea

Ah, yeah, I can see how kids could easily start spending money on loot boxes without possibly knowing.

I had to put a pass code on my profile to keep the 9 year old off my game saves and out of the PS store.  Each kid has their own profile, I knew better but some parents could get stuck with a very large bill to learn that lesson.