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Don't try and time the market; that's for amateurs. You want to be making investments in a responsible way e.g. 401k where your investments are diversified among various stocks and some bonds through mutual funds. No one can predict the future, but it's hard to beat the S&P 500 that's for sure.

Personally, as far as cryptocurrency I have some bitcoin, ethereum, and maidsafecoin. I only have confidence in bitcoin going up, while ethereum has the opportunity to do well and maidsafecoin could just as easily belly up as reach the stars.

Never invest more than you're willing to lose in cryptocurrency since it's highly volatile. The stock market is a much safer investment which is why the bulk of my assets are there.