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Ka-pi96 said:
Obvious question but... why don't you get a different job?

Or move closer to your current job to at least cut down the travel time.

My job is easy and pays decently the only downside are the hours. I'm stuck in a lease with my current roommates. You need to make 2.5 times the rent to be able to rent an apartment in my city. Rent has gone up 20% in the past five years here. The city charges an individual rental tax to renters to boot. So if you don't have roommates or if you don't make 25,000 - 30,000 a year you are pretty much living paycheck to paycheck, even with a studio apartment. I have a couple hundred in student loans every month. 

But yeah, I'll be moving out of state once my lease ends and getting a different job.