I would rather the government provide housing for everyone based on number of members in your immediate family size up to 1 generation. So you could have kids and have your parents living with you but could not claim anything past your kids towards house size. If you are husband and wife with 3 kids then you would get a 4 bedroom house built. You would not own said house and if your family grew or shrunk, you would be required to move into a different one. What you would pay instead of a mortgage would be for "association dues", which would pay for services like local security, neighborhood rule enforcement to ensure people arent parking on lawns or destroying the neighborhood, repairs to homes as needed etc. This could help to eliminate homelessness and keep neighborhoods nicer. It would also allow for people to have more disposable income which would go back into the economy through purchases. If however you still wanted to purchase a house, you would need to pay for the land and any costs to build the new home. You would then still need to pay a tax home owners tax that would also go to the association fees for the state. Those fees could then be divided up into areas that need more than others etc.







