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Shadow1980 said:
On a personal level, I prefer the durability and shorter loading times of cartridges. Cartridge-based systems also have fewer moving parts and thus are more reliable and less prone to failure

Yet the WiiU version of BotW loads shrines and new areas faster than the Switch, disc vs cartridge... Switch starts the game faster though, although that's only a one time load. In the end it doesn't matter if it comes from a disc, a cartridge or the internet. Best is to install parts or the whole game.

I've had more SD cards fail on me than cds/dvds/blu-rays. While I have used less than a few dozen SD cards and probably over a thousand discs combined. Ofcourse those SD cards were heavily used, yet they can still break. SD cards are far more complex than a simple pressed disc. Simple solutions usually last longer.