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Pemalite said:

Disagree.

If you don't have scholarships available at good institutions, then regardless of your intellegence, you will not have the opportunity.

All Ivy League universities usually give free tuition for US citizens who can't afford it ...

If their truly intelligent then they'll understand the value of also maintaining a grade average too with respect to scholarships ... 

Even just getting admitted alone to an institution without scholarships is also an opportunity I'd argue for the intelligent and scholarships exist as a motivation for working harder ... 

Pemalite said:

Disagree.

Those 3 billion struggle because there are no opportunities. They can't get into high-income brackets because there is no work, no education, no infrustructure, nothing.
They can't work "hard" for anything, because there is nothing to work "for".

Well then they should focus on creating these foundations but that doesn't mean they can't get into high income bracket or get high human development index ... 

Don't those 3B people want something to drive growth ? Anything ?