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monocle_layton said:

Also, how is psychology useless? Wouldn't you be able to use it if you were, say, a therapist?

Psychology is in pre-paradigm science so clinical psychology isn't of much use but clinical psychiatry on the other hand is since it has a tractable enough framework to be applicable for therapy ... 

@OP

70% of those millenials wouldn't have to worry about student debt if they didn't get shitty degrees either ...