| specialk said: 2.) Why might some individuals not want universal care? Money, simply put. But not just money for the big guys at the top. The middle and upper-middle class stand to lose out as well. I'll use myself as an example. I am currently covered through my employer. I am young and healthy, so I select a relatively inexpensive plan with a high dedutible each year during open enrollment. The plan has a HSA (health-savings account) feature that allows me to save over $3K a year, tax deferred. If and when I do get sick, I can use those savings to buy health care services, tax-free. If I am somehow incredibly lucky, and I make it to retirement with no major medical incidents, I can use that money (which could very well grow into six figures by my 60s) just as additional retirement savings. The passing of the ACA already meant more expensive coverage for me. Given that "Affordable" premiums in the act, is defined by no more than 9.5% of a person's earnings going towards coverage for themselves, my company had to stratify health premiums, so that people making more money paid more for the same coverage so that people making less money were subsidized. I would have to imagine that people like me would be hit even more were universal healthcare to pass. I am not wealthy by any means, but I am young, healthy, I have a good job, and I am good with money. The fact is that the American healthcare system works out phenomenally for me and many others like me. |
I'm no expert, but I have to remind you that universal healthcare is not the same as ACA. Your company pays a butt load of money to provide that health insurance for each and everyone of its employees. Now that cost would be 0. That money could then be used on other things for their employees. So both the middle and upper would actually benefit from it.
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