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barneystinson69 said:
naruball said:

Not true. A lot of people have quit smoking because of how expensive it' gotten.

No, they quit because its unhealthy. I know people who still smoke, despite the expense (my father unfortunately) because it is just so hard to quit.

If you save 5$ every day for 45 years at 3% interest you will end up with 170000$ saved -- two very good houses in rural America.

If you save 10$ every day for 45 years at 3% interest you will end up with 325000$ saved -- five good houses in rural America.

https://www.investor.gov/additional-resources/free-financial-planning-tools/compound-interest-calculator

Many pople have smoked away houses through their petty addictions.