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10 years ago I was 20 and in second year of Architecture. Those were the days I tell you.
I guess im gonna give a cheesy answer and simply say I would've valued those times much more. Enjoy life a little more. Squeeze every moment before being overwhelmed by the weight of responsibility.

But also... I would have placed bets on every major sport event. Those can get you millions. Then I would've invested in the stock market knowing what I know now. Yeah, thats the stuff.