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areason on 06 May 2017
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Zkuq said:
areason said:

No mate, when people purposely put their health at risk because they are selfish you make them pay the consequences of their actions instead of fucking up everyone else in the country. 

If you stop forcing insurance companies of providing insurance to people with conditions, then prices across the board will fall. Also it will make people more aware of their health issues and it will make them work hard in order to be healthy (or else their package will be expensive). The result is a huge decrease in prices and healthy people. 

Do you really think only people risking their health suffer from a capitalistic healthcare system? And possibly even more importantly: Do you think the people are actually to blame for their condition? They sure have some responsibility for their condition, but there's always other things affecting people's choices too. I bet growing up in a bad environment results in a much higher chance of unhealthy choices, but how far can you really blame the affected people for that?

Adults are mature enough to be able to make their own choices. Also their exists many support systems which helps people with addcition, weight less and so on. If you look at something like smoking and all the efforts their are to help smokers, it is 100 percent the fault of someone if they get lung cancer due to it. 

Prices fall only if the competition forces them to fall. In practice, there doesn't usually seem to be too much pressure for dropping prices, which results in prices staying high. Businesses try to maximize their profits, so they keep the prices as high as possible.

If you have regulations, that hurts competition. In a free market competition will make prices fall as companies try to offer the best service for the least price possible. Maximizing profits isn't about keeping a high price, it's about decreasing the costs. 

Also, I'm pretty sure I've heard similar times that those 'conditions' you mentioned include several conditions which people can do pretty much nothing about, or can do nothing about after the conditions have been diagnozed. Those people can't even do much about their situation, even if they tried. How do you take care of them? Are they not supposed to get any healthcare?

If people buy insurance in the first place then they will not get denied due to having conditons, as they will already be part of the system. This is how insurance works, you cover up your inevitable disease or conidition by years of being healthy. 

If someone get's into an inevtiable car accident due to someone else, their is nothing they could do. But they could have bough car insurance, the same princple goes with healthcare. If people can not afford to get insured that is another topic, but when individuals wait till they get sick in order to get insured then they should suffer the consequences.