Star at the Bar: Speeding Tickets; What Should I Do?

[pokoko]

StarOcean said:

pokoko said:

I don't think one ticket is very bad.  You'll get a small increase, probably around $100 or so for the year, but it varies depending on the company and the region.  It's impossible to say.  I mean, for example, I pay more because people where I live hit a lot of deer.

The bigger deal, in my opinion, is that it will be on your record if you're unlucky enough to get another one.  

Maybe call your insurance rep for some advice?

I have no idea about the class thing, that's totally going to depend on how your city/county does things.  I talked with the court clerk, I think, to set up my class.

By $100 you mean overall or per month? Per month would break my already unstable finances x.x

I don't think I will. But the idea of it happening again scares me. 

I might do that tomorrow actually.

Hmm alright I may do that as well

I found this--

 

How much rates rise after speeding tickets

If you have speeding tickets on your record, you might be considered a risky driver and face insurance increases.

But exactly how much speeding affects your car insurance rates varies by company. In a NerdWallet study, we sampled quotes in two states to see how much rates spiked after speeding 11 to 15 mph over the limit.

After one speeding ticket: Expect at least a slap on the wrist — a rate increase of $100 to $150 a year. Some insurers hike rates by several hundred dollars a year, however.  https://www.nerdwallet.com/blog/insurance/how-much-car-insurance-quotes-rise-after-an-accident-or-violation/

So probably like $100-$150 increase over the course of the year.  However, that's a pretty good amount if they hold that against you for 2 or 3 years before it comes off your record.  

What's the amount on the ticket, though?  10mph and under might not even apply.  I'd call my agent.