superchunk on 13 February 2017
No. They are clearly shady and attempting to put you through the ringer.
Your credit isn't so bad that you cannot get a car, especially a lower priced one. Though you may want to have $500 to $1K for a down payment. But expect to have a higher interest rate as well... which is another reason to stay in low price.
Also - before you buy any used car.
1) go edmunds.com and kbb.com to determine value.
2) do not get attached to a car - do what is financially smart
3) if you can, secure financing from a bank, like a credit union, before you go in - this gives you more power. car dealers make deals with banks and up the actual interest rate above what a bank actually offered so the dealer can get a kickback.
