Biggest fraud in Obamacare are the deductibles - 12$K per family on the bronze plan. Most people on Obamacare pay the premiums but are effectively uninsured, practically in medicaid. You pay everything yourself plus premiums - only if the damage is catastrophic the insurance will pay beyond the deductibles.
Good thing you have to purchase that fake-insurance called Obamacare.
Families enrolled in bronze plans will have average deductibles of $12,393, according to the study by the consumer insurance comparison site HealthPocket.
http://www.cnbc.com/2016/10/26/obamacare-deductibles-are-on-the-rise-for-2017-along-with-monthly-premiums.html