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Title.

Whether it be robbery, assault, property damage, etc.

For me I can hardly remember a time that anyone has done anything substantial to me. My car recently got scratched on the side and the culprit left a note with his number saying sorry, so that I could turn it in to my insurance company if I so chose. Very little has ever happened to my family either.

This is coming from a 24 year old from the state of Iowa.