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hershel_layton said:

I'm on the store, alright? Thought I'd get Lost odyssey since it's free and(apparently) a good game.

 

Click on it, and see a message. "Please add a valid payment instrument". Perhaps they just needed my info? 

 

I go online, type everything in, and see that I have to link a PayPal or credit card. I rarely use my credit card, and don't have paypal, so I thought I could just skip and use an xbox prepaid card or something.

 

NOPE. Microsoft just gives me a big, "FUCK YOU" and forces me to either use credit card or paypal. If I'm not even willing to put my address/real name online, what makes them think I'd even use my credit card? 

 

Heck, why is this even a thing? This is probably the dumbest feature I've ever heard. This shit is why I get pissed at Microsoft so often. You don't see PSN or the Eshop going around forcing you to put credit information.

 

*grabs pitchforks and returns to hating microsoft*

actually Sony is doing bad business here... You might prefer that but it's not legal. They are suppose to use billing informations and those must be true for accounting... So they should be using a verifiable mean to check ID of there customers....

 

 

 

otherwise they could be accused of money laundering if a billions of transaction are made with fake names...

 

 

 

so MS and most online shop I know are doing good business practice... You just don't like them... And PayPal is the safest way to go if you are a controle freak it works kind of like an escrow account and it's insured if you have issues with a transaction...

 

 

 

but you know your ID is safer online on those website than in your pocket... Most ID theft don't happen online... They happend in low security level administration like DMVs city halls etc... Or in brik and mortar shops... It way easier to steal in their than to hack MS servers, find sensible information and in a usable format. Than take your card imprint at the local restaurant....