Xbox Live (on Xbox One) Requiring Payment Info?

[SonytendoAmiibo]

hershel_layton said:

I'm on the store, alright? Thought I'd get Lost odyssey since it's free and(apparently) a good game.

 

Click on it, and see a message. "Please add a valid payment instrument". Perhaps they just needed my info? 

 

I go online, type everything in, and see that I have to link a PayPal or credit card. I rarely use my credit card, and don't have paypal, so I thought I could just skip and use an xbox prepaid card or something.

 

NOPE. Microsoft just gives me a big, "FUCK YOU" and forces me to either use credit card or paypal. If I'm not even willing to put my address/real name online, what makes them think I'd even use my credit card? 

 

Heck, why is this even a thing? This is probably the dumbest feature I've ever heard. This shit is why I get pissed at Microsoft so often. You don't see PSN or the Eshop going around forcing you to put credit information.

 

*grabs pitchforks and returns to hating microsoft*

 

Just get yourself a pre-paid card with a few hundred bucks on it and use that. This is what I do on PSN since they get hacked once a week. I don't have to worry about my bank account that way.