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It depends, a lot of my cousins and such lived with their parents till late 20s but worked professional jobs and saved a ton of money and got married and moved out to comfortable life.

Pretty much meant by late 20s they had no student debt and a lot of savings.

However you do sacrifice a much more open life living at home.

 

 

I think some people live very comfortable at home and going on your own would mean a huge decline in the quality of life.