I went to University. For my current profession, while it helped to get it, what I learnt in my degree was nothing to do with my current job other than field. Most my knowledge is self taught but it depends on what you want and need to do in life. However, I don't have debts (well, some but mortgage and a student loan just more than a grand is not the same as a credit card), and I am money savvy so not sure if my comfortable life style is down to that over my degree.
Military service can be a good choice as you can learn many different roles in the career, they need engineers, cooks and other jobs too, so it can work out in the end.
Yet, it not really required, you are a sign of that. It might help getting a step into a certain career, I mean it would be hard to follow a career is Psychology without a doctorate. But if you want to be something else, sometimes an apprenticeship is the way to go.
Costs are one of the biggest concerns with modern times. My student loans are small, getting one now for 1 year would be more than what I would have got in 3 years and a degree when I did mine.
Hmm, pie.
