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Peh said:
I'm not that much into all these gaming server stuff nowadays so excuse my ignorance.
But isn't the difference that console online servers are provided by Microsoft for the Xbox where as the PC online servers are mostly custom servers made by random people?
There are obviously exceptions like Sim City, Diablo 3, The Devision and so on where it aims for MMO.

My main issue with it are Microsofts own games on PC that have crossplatform multiplayer with XBO.

Forza Horizon 3 for example, multiplayer will be free on PC but need GOLD on XBO, when both systems have the exact same game, playing on the same servers with the same playerbase. 

Microsofts Play Anywhere titles should be exempt from needing GOLD.